How do I get a free copy of my credit report?

Q. I thought I could get a free copy of my credit report. I went to several websites, and most required a credit card and imposed a charge after a certain period of time.

They also seemed to want to sell me other services.

What is the best way to get my free report?

A. First, let me compliment you on wanting to review your credit report. Inaccurate or incomplete credit reports may affect your mortgage rates, credit card approvals, apartment requests, or even your job application. Reviewing your credit report also helps you catch signs of identity theft early.

 

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